46 0 212KB
SmartSaver Credit Card
e-statement
MADHU RAPETI ONE LAKE PLAZA, 8TH FLR P.O.BOX DUBAI, POBox 63932 UNITED ARAB EMIRATES, DUBAI
بâZO vc¢
Statement of account
Dear Customer
The SmartSaver Credit Card is UAE’s only Every Day Savings card that offers you cashback of up to 10% on every day spends at over 450 partner outlets across 50 brands in 15 categories including Supermarkets, Home Furnishings, Fashion & Accessories, Health & Wellness, Auto Rentals & Accessories, Travel, Jewelry and much more. In addition, you can also save 5% on utility and education expenses and 1.25% on all other purchases within the UAE. Visit Mashreq.com/smartsaver. T & C apply.
Card No
5241 XXXX XXXX 1715
Outstanding balance
8,185.62
Minimum payment due
1,549.00
Avoid financial charges
1,870.62
Statement date
12/11/2015
Payment due date
Immediate
¶zâlD¥§ اzر yPGZ©¥ اs¦D©¥ا
yPGZ©¥د¬· اë اs¦D©¥ا م±YV¥دي اâxG¥ yPGZ©¥ اs¦D©¥ا بâZP¥ اvc¢ Q³رâF قâ|PGY ï اQ³رâF
Mashreqbank psc, formerly Bank of Oman Ltd, is a public shareholding company incorporated in Dubai (1967)
(1967) ²C د²w EZYAF ¶¨âq ¶©°âZ¨ ¶¢Vb ±° ¹ودTP©¥ن اâ©q ،-C â|CâY ق ش م عVc©¥ ا،-C
dS¦¨
Summary
AED
Previous balance
7,721.90
- payments
0.00
تârwT¥ا
- other credits
0.00
ىVR¶ أ-éد دا±´z
+ finance charges
0.00
¤³±©G¥م ا±Yر
+ other charges
463.72
Presently your account is overlimit by 185.62 dirhams. please remit the minimum payment at the earliest in order to avoid further overlimit
+ new transactions
0.00
fees.
+ current balance
8,817.12
Your total epp outstanding balance is AED 7,578.00
+ cash advance
0.00
For the full list of select partner mashreq.com/smartsaver.
outlets, please
visit
Your account is past due. Please remit the minimum due at the earliest. To avoid late payment charges, pay directly to your card account or maintain minimum due amount in your mashreqbank account on the payment due date.
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ىVRم أ±Yر ةT³TL تû¨âr¨ ²¥âP¥ اT´eV¥ا ¶³T|¬ ¶x¦Y
0.00
New Balance After Cashback Redemption /Adjustments You should verify the items and balances shown on this statement of account and report any discrepancies to the bank in writing within 14 days of the statement date, otherwise the content will be assumed to be accurate. All charges, terms and conditions are subject to change. .xc£¥ا اU° ²w ¶-´D©¥ اs¥âD©¥ت و اû¨âr©¥¶ اPe «¨ T¢AG¥ء اâLV¥ا «¨ ⨱³ 14 لûR ،-D¥· ا¥ب إâlR لâY· إرLV³ ,AlR ف أيâcG¢ل إâO ²wو .âP´Pe vc£¥ا اU° ²w ءâL ⨠VDGr³ ·¥ب و إâZP¥ اvc¢ ¶q âDk Q³رâF .V´´uG¦¥ ¶¦Câz وطVc¥م و اâ£Oëم و ا±YV¥ اp´©L
+ Total deal instalments
631.50
تâ|xf¦¥ ²¥â©Lï اs¦D©¥ا
Past due amount
681.50
قâ|PGYï اQ³رâF وزâMG¨ s¦D¨
Total credit limit
8,000.00
Available credit limit
0.00
Vw±G©¥ن اâ©Géï اBPY TO
Available cash limit
0.00
Vw±G©¥ي اT|-¥ اBPZ¥ اTO
Please detach and send with payment to Mashreqbank, Card Centre, PO Box 1250, Dubai along with any change of contact details.
نâ©Géï اTO ¤©M¨
تâzâlD¥ اW¢V¨ .zVc©¥ ا،-C ·¥¶ إrwT¥ اp¨ ءWM¥ا اT° لâY و إر¤fw ·LV³ لâfFï ا¤´eâxF ²w V´´uF أيp¨ ²C د1250 B.e , ،´c¥ف اVe دVM©C ،GzâlC بâZP¥ s¦D©¥ف اâi´Y .ادTZ¥ اQ³رâF ¤Dz ف⢠Ez و²w T³VD¥âC ،Grwل دâYء إرâLV¥ا
Your Card account will be credited once your Cheque has be cleared. Please Mail your payment well in advance of the due date.
.ادTZ¥ر اârb إp¨ ¶³T|¬ s¥âD¨ ywVF ù pwT¥âC ¶eâS¥ت اâ©´¦rG¥ا
DO NOT ENCLOSE CASH WITH THE PAYMENT ADVICE
payment instructions MADHU RAPETI
5241 XXXX XXXX 1715
Cheque No (payable to Mashreq Card A/c...) or Debit from Mashreq Account No
amount
.. §zق رVc©¥ ا،-C ¶zâlC بâZP¥ ،´c¥ اpwT³ .. §zق رVc©¥ ا،-C ىT¥ ²CâZO «¨ ¯©fR أو
yPGZ©¥ اs¦D©¥ا
8,185.62
= outstanding balance
s¦D©¥ا
Page 1 of 4
date
Q³رâG¥ا
signature
p´z±G¥ا
SmartSaver Credit Card
e-statement
statement of account Customer name
Credit card number 5241 XXXX XXXX 1715
transaction date posting date
description
transaction reference
¶´¦©r¥ اQ³رâF
زâM¬ï اQ³رâF
veو
¶´¦©r¥§ اzر
AED amount
12/11
12/11
credit shield nov 2015
12/11
12/11
late payment fee
395.00
sub-total
463.72
§°رT¥âC s¦D©¥ا 68.72
Deal Summary Deal Type ¶|xf¥ع ا±¬ EPP EPP
Booking Date WMP¥ اQ³رâF 08/10/15 10/10/15
تâ|xf¥ اdS¦¨ Percentage ¶³±ê©¥¶ اDZ-¥ا
Amount s¦D©¥ا 5,879.00 1,699.00
past due وزâMG¨ s¦D¨ 489.92 141.58
Outstanding Amount yPGZ©¥ اs¦D©¥ا 5,389.08 1,557.42
Outstanding Instalment ¶´|DG©¥ط اâZzëا 10 10
Tenure ةT©¥ا 12 12
Instalment amount طâZzë اs¦D¨
Expiry date ءâ®G¬ï اQ³رâF
489.92 141.58
12/10/16 12/10/16
* The deal summary includes deals booked with a payment holiday period too.
You can now make your monthly Credit Card bill payments at all conveniently located UAE Exchange, Al Ansari, Al Ghurair and Redha Al Ansari, Exchange houses across the UAE. Mashreqbank serves the community through our charity program. Donating couldn't be easier - make a payment to account number 010893143394 Page 2 of 4
e-statement
SmartSaver Titanium Credit Card Account No
000065605038
Statement Date
12/11/2015
Customer Name
MADHU RAPETI
Vx´Y رتâ©Y م±´¬âG´F نâ©Gé¶ اzâlC بâZP¥§ اzر بâZP¥ اvc¢ Q³رâF
Category
Cash Back Earned
¶êw
pMFV©¥ي اT|-¥ اs¦D©¥ا
Opening Balance
94.73
Total (Base Cashback)
0.00
Total (Bonus Cashback) Activation Bonus
0.00
10%
50.00
Closing Balance
144.73
Page 3 of 4
تâP¦lf©¥· ا-r¨
Meaning of terms Statement Date
is the date on which the statement is generated and printed at the end of each billing cycle
Payment Due Date
is the last date by which the minimum payment needs to be credited to your credit card account.
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vc£¥ اQ³رâF
تâ|PGZ©¥د¬· ¨« اë اTP¥اد اTY ل±D|¥ Tq±¨ VR آ±° ¶´¬â©Géï ا،GzâlC بâZO ·¦q ةT´|©¥ا
¶|PGZ©¥¶ اrwT¥ اQ³رâF
نâ©i¥ yPGZ©¥د¬· اë اs¦D©¥ ا±° ،CâZO vz±¨ دة±L
Minimum Payment Due is the minimum payment required to be made to keep the account current and in good standing. Past Due Amount
is the minimum payment of the previous balances due for payment during previous billing cycles which are unpaid and still overdue.
Transaction Date
is the date the transaction was made.
Posting Date
is the date the transaction was received by the bank and posted to the card account.
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yPGZ©¥د¬· اë اs¦D©¥ ا±° ¯rw دBL±³ يU¥ اyCâZ¥ اT´eV¥¨« ا ¶q±wT¨ V´t E¥ زاû|¶ وCâZ¥ اpwT¥¦|¶ اO ²w
²hâ©¥ق اâ|PGYï اs¦D¨
¶´¦©r¥اء اVL´¯ إw §F يU¥م ا±´¥ ا±°
¶´¦©r¥ اQ³رâF
¶´¦©r¥´¯ اw E©¦GYي اU¥م ا±´¥ ا±° ¶zâlD¥ب اâZO ·¥ إâ®Gwâh§ إF و،-D¥ ا¤Dz «¨
¶rwT¥ اQ³رâF
Charges Information
م±YV¥ت ا⨱¦r¨
Finance Charges
includes cash or retail interest charged to the card account.
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¶´¥â©¥م ا±YV¥ا
Other Charges
include, without limitation, annual fees, late payment fees, monthly fee, overlimit fees, statement reprint fees, returned cheque fees.
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ىVRëم ا±YV¥ا
Téا±x¥ب اâZO
Interest Calculation
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All purchase transactions are free of interest from the transaction date of each transaction until the statement date and subsequently to the payment due date for that billing cycle.
قâ|PGY إQ³رâF TrC دةTZ©¥ اV´t ¶|CâZ¥ت اû¨âr©¥د ¨« اTZ¨ V´t T´eك رâ-° ن⢠إذا ف±Y و, تû¨âr©¥¨¦¶ ¨« اâr¨ ¤¢ Q³رâF «¨ ²¨±´¥ اT´eV¥¦· اq ةTéâx¥ ا¤©PGY pwT¥ا ²¥âG¥ب اâZP¥ اvc¢ ²w اU° V®o³
If there is any outstanding balance of unpaid transactions following the payment due date, then interest will be charged on the daily closing balance from the date of each transaction. This will appear on the next statement.
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Interest rate -retail purchase 4.25 % per month Interest is charged on cash advances from the date of the cash advance to the date the cash advance has been settled in full.
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04-424 4444
Call for a change of address, tel no, e- mail
04-424 4444
04-- 424 4444
Customer Service, Card Services, Mashreqbank, PO Box 1250, Dubai Or visit Mashreqonline
4.09 %
يT|-¥ اBPZ¦¥ ةTéâx¥§ اYر
( ¶q âY 24 ) ¶zوVZ©¥ ا/ دة±|x©¥ت اâzâlD¥ا ( ¶q âY 24 ) ءû©r¥¨¶ اTR jR ²¬وVG£¥ï اT³VD¥ أو اvF⮥§ اzان أو ر±-r¥ ا²w V´´uF «q مûqô¥ ²C د1250 B.e, قVc©¥ ا،-C تâzâlD¥ا, ¶¨TR ,ءû©r¥¨¶ اTR www.mashreqbank.com «³ù ق أونVc¨ رةâ³WC ¤ixF أو
04 -- 424 4444 - - 424 4444 04
04-424 4444
Cardmember Care line (24 hr)
تâ³VGc©¥¦· اq ةTéâx¥§ اYر
·¥ إBPZ¥ اQ³رâF «¨ ب±PZ©¥ اs¦D©¥ ¨« ا¤fPF ةTéâx¥ا pwT¥ اQ³رâF
Interest Rate - cash advance 4.09 % per month Lost/stolen cards (24 hr)
4.25 %
www.mashreqbank.com
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
What you pay
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You have the flexibility to pay a minimum of 5% or the outstanding balance in full, or any amount greater than minimum or less than the total due.
How you pay Sign up for the Auto Pay Service where either the minimum or full payment will be debited from your Mashreqbank account on the Payment Due Date, subject to the availability of funds.
pwTF v´¢
s¦D©¥ق أو اâ|PGYô¥ ·¬دë اs¦D©¥ اUS´ؤY H´PC ²£´F⨱Fوë اpwT¥¨¶ اTR ²w كVGbإ Vw±G¨ s¦D©¥ن ا⢠|¶ إذاPGZ©¥¶ اrwT¥ اQ³رâF ²w ¶zâlD¥ اT´e رXx¬ «¨ ¤¨â£¥ا اعT³ï¶ ا¥ أy³Vk «q ق أوVc©¥ ا،-C عVw y³Vk «q pwأو إد
Or pay at any branch of Mashreqbank or by a Cash & Cheque Deposit machine.
قVc©¥ ا²w تâzâlD¥ء اû©q ¶¨TR §Zz ·¥ إ،´c¥ اHrCأو إ V´w±G¥ ا/ ريâM¥ق اVc©¥ب اâZO «¨ ²¥â¨ s¦D¨ ¤³±PF B¦kأو ا .ىVRë´¶ اOâ-¥ ¨« اpwT¥¶ اP³Vb امTSGYâC ،C صâS¥ا
Or send a cheque to Card Services, Mashreqbank, or request a transfer of funds from your Mashreqbank current/savings account using the payment slip on the other side. Or simply transfer funds by MashreqOnline.
«³ù ق أونVc©¥ ¨« اs¦D©¥ل ا±O أو Page 4 of 4